Service Canada is issuing this month’s payments on Wednesday, October 28, 2026.
Here’s what you should know about your eligibility and expected amount, per the Government of Canada.
What are Canada Pension Plan (CPP) payments?
The Canada Pension Plan a taxable monthly benefit that replaces part of your income after you retire, and it’s paid for life once you start collecting it. CPP also includes a disability benefit for contributors who can’t work because of a serious health condition.
CPP is also paid to eligible survivors of deceased CPP contributors, and to people receiving CPP disability benefits.
Am I eligible for CPP payments?
You can qualify for a CPP retirement pension payment if you:
- Are at least 60 years old
- Have made at least one valid contribution to the CPP, either through work in Canada or through credits received from a former spouse or common-law partner.
You can start your pension at the standard age of 65, as early as age 60 (though you will receive a reduced amount), or delay it as late as age 70 for a larger monthly payment. Working while collecting your CPP retirement pension doesn’t reduce it, and if you’re under 70 and still working, you may also build up additional Post-Retirement Benefits.
There is also the CPP disability benefit payment for contributors who are over 18 and under 65 and who have a disability that is both “severe and prolonged,” meaning it regularly stops them from doing any type of substantially gainful work and is expected to last a long time or lead to death. Certain fast-progressing, life-threatening conditions like ALS and pancreatic cancer can qualify for expedited processing under the CPP’s “grave conditions” policy.
A post-retirement version of this benefit was also introduced in 2019.
How much CPP could I get in 2026?
The maximum CPP retirement pension starting at age 65 is $1,507.65 a month, though most people receive less than that, since the amount depends on how much and how long you contributed. The average new retirement pension amount is $858.34, as of July 2026.
As for the CPP disability benefit, the federal government has set the maximum monthly amount in 2026 at $1,741.20, and notes on its website that the average new disability benefit as of July 2026 was $1,236.32.
CPP payment dates for 2026
January 28, 2026
February 25, 2026
March 27, 2026
April 28, 2026
May 27, 2026
June 26, 2026
