Author: Robert Jessi

As an investor always exploring new avenues, I’ve encountered a range of financial instruments, each with its own allure and complexities. Among these, flow-through shares, particularly in the realm of junior mining companies listed on the TSX Venture Exchange, have piqued my interest and led me to delve deeper into their intricacies. In my experience, flow-through shares serve as a distinct investment vehicle predominantly utilized within the resource sector, especially in junior mining companies. These shares offer investors, like myself, a tax advantage, making them an enticing option for those seeking tax incentives while supporting resource exploration and development projects.…

In my experience as a saver, one thing has become abundantly clear: the importance of diversification. Over the years, I’ve explored various investment avenues, from stocks and bonds to mutual funds and ETFs. However, one option that has consistently piqued my interest is Market-Linked Guaranteed Investment Certificates (GICs). Let me share with you why I believe they are a great investment choice for Canadians like myself. Firstly, let’s break down what exactly market-linked GICs are. Essentially, they’re a type of GIC that offers a return linked to the performance of an underlying market index, such as the S&P/TSX Composite Index…

As a Canadian myself, I’ve always been intrigued by the mechanisms behind our country’s free trade agreements. With a globalized economy and interconnected markets, understanding how these agreements work is crucial for businesses aiming to thrive in international trade. So, let’s delve into the intricacies of how Canada’s free trade agreements function, from my own perspective. Firstly, it’s essential to grasp the concept of free trade agreements (FTAs). These agreements are pacts between two or more countries aimed at facilitating trade by reducing or eliminating tariffs, quotas, and other trade barriers. Canada has been an active participant in numerous FTAs,…

As a food enthusiast and someone deeply interested in global trade dynamics, I’ve delved into the realm of Canada’s food imports to understand where our culinary delights come from and the trade agreements that facilitate these exchanges. In this article, I’ll share my personal insights and discoveries regarding the ten countries from which Canada imports the most food, the types of food imported, and the presence of free trade agreements with these nations. 1. United States It’s no surprise that our neighbor to the south, the United States, tops the list of countries from which Canada imports food. In my…

As an entrepreneur who has explored various avenues for raising capital and listing my small company, I understand the importance of choosing the right stock exchange. The Canadian Securities Exchange (CSE) and the TSX Venture Exchange (TSXV) are two popular options for small and emerging companies seeking access to public markets. In this article, I’ll share my personal insights and experiences on the CSE vs. TSXV debate, exploring the advantages and considerations of each from a first-person perspective. The Canadian Securities Exchange (CSE): A Platform for Growth In my experience, the CSE has emerged as an attractive option for small…

When it comes to acquiring a new vehicle, the age-old debate between buying and leasing often takes center stage. Having navigated through both options in the past, I’ve developed a nuanced understanding of the pros and cons of each. In this article, I’ll share my personal insights and experiences on buying a car versus leasing, exploring the factors to consider and ultimately, how to make the best decision based on individual preferences and financial circumstances. Buying a Car: The Long-Term Investment In my experience, buying a car offers a sense of ownership and autonomy that leasing cannot match. When I…

Budgeting. It’s a term that’s thrown around often, especially when discussing personal finance and financial management. Over the years, I’ve come to realize just how crucial mastering the art of budgeting is for achieving financial stability and ultimately, freedom. In this article, I’ll share my personal journey and insights into budgeting, offering practical tips and strategies that have worked for me. Understanding the Purpose of Budgeting For me, budgeting isn’t just about restricting my spending or keeping track of expenses. It’s about aligning my financial goals with my daily spending habits. Budgeting provides a roadmap for me to achieve my…

In the realm of investment opportunities, Real Estate Investment Trusts (REITs) have emerged as a popular choice for Canadians seeking exposure to real estate without the hassle of property ownership. REITs offer a unique way to invest in real estate assets while providing attractive returns and diversification benefits. This article aims to provide an overview of what REITs are, how they work, and why they are worth considering for your investment portfolio. What are REITs?A Real Estate Investment Trust (REIT) is a company that owns, operates, or finances income-producing real estate across a range of property sectors such as residential,…

When it comes to saving for the future, Canadians have a variety of options available to them. Two popular choices are the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). Both offer tax advantages and opportunities for growth, but they are designed for different purposes and come with their own set of rules and limitations. Understanding the differences between TFSA and RRSP can help you make informed decisions about your financial future. What is a TFSA?The Tax-Free Savings Account (TFSA) was introduced by the Canadian government in 2009 to help individuals save money tax-free throughout their lifetime.…

Choosing where to live is a significant decision that involves various factors, including cost of living. Across Canada’s diverse provinces and territories, there are differences in housing prices, utility costs, transportation expenses, and other factors that contribute to the overall cost of living. Understanding these differences can help individuals and families make informed decisions about where to reside based on their budget and lifestyle preferences. In this article, we’ll explore the cost of living in different provinces across Canada and identify which province may be the cheapest to live in. Factors Affecting Cost of Living Before diving into the cost…