Author: Robert Jessi

As shown below, the Japanese yen has fallen to levels not seen since the late 1980s. (Note the chart quotes , thus a higher figure represents a depreciating yen) We have written extensively about why the yen matters to US markets: the yen carry trade. The trade is relatively simple. An investor borrows yen at low interest rates in Japan, converts the proceeds to dollars, and buys higher-yielding US assets, typically stocks or bonds. As we wrote in 2022, putting down $100,000 to borrow $1,000,000 in yen and buying a 3% Treasury note can generate nearly a 30% return, assuming…

The high cost of accessibility The financial barriers to accessible home renovation are astronomical, and the procedural landscape when it comes to these sorts of projects varies wildly from province to province. Funding can come from insurance companies, governments, tax credits, and non-profits. None of it is easy to secure, and that’s before you go through the lengthy process of actually getting an accessible renovation started.  You don’t need to take my word for it. Sean MacGinnis is the president of Ottawa-based BuildAble, a company focused on making accessible renovations more broadly available. He says that there just isn’t the…

IHS Holding validates Fair Value analysis with 84% return in 29 months

Canada’s financial services sector continues to swim on the tide of technology. While banks have long embraced digital channels, 2026 marks a turning point where two technology-driven trends are moving from pilot projects and policy discussions into large-scale implementation: Artificial intelligence (AI) and consumer-driven banking, which is often referred to as open banking. For a few years, Canada lagged behind countries such as the U.K. and Australia in implementing open banking. That is now changing as the federal government’s consumer-driven banking framework rolls out during 2026, giving Canadians greater control over their financial data and allowing them to securely share…

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. …

On Friday, the US market will remain closed to celebrate the 250th Independence Day, while the US President stuck in a peace deal with Iran as the peace accord, signed on June 17, 2026, has a catch-22 position in a clause, ensure an over stretch this probe to resolve without emphasizing most important issues like de-nuclearization of Iran and limit it’s claim over the Strait of Hormuz.Undoubtedly, the absence of direct talks has reinforced uncertainty over how quickly Washington and Tehran can resolve outstanding issues under their 60-day negotiating framework, including the future of the Strait of Hormuz.Tehran also seemed…

The US dollar fell against the Canadian dollar right away, but it is already starting to turn things around, and again, I think this is a situation where it offers you a potential trade. I like the idea of buying the dollar against the Canadian dollar, and it looks like the market is okay with that, too. If we do break out to the upside, the 1.43 level gets targeted, followed by the 1.45 level. GBP/USD Technical Analysis

The US Dollar to Canadian Dollar (USD/CAD) exchange rate remains close to multi-year highs, trading around 1.4195 after rallying almost 3% during June. Citi has upgraded its USD/CAD forecasts, raising its three-month target to 1.43 from previous estimates and lifting its six to 12-month forecast to 1.42, reflecting a more constructive outlook for the US Dollar. The bank believes policy divergence remains the key driver, arguing there is “asymmetric scope for policy divergence” as the Federal Reserve signals a willingness to tighten while the Bank of Canada remains constrained by subdued core inflation and uncertainty surrounding the USMCA trade agreement.…

Some taxpayers may not even notice this, but line 42100 on a T1 tax return is CPP Contributions Payable on Self-Employment Income and Other Earnings. Contributions are calculated on Schedule 8 or Form RC381, whichever applies. Most self-employed individuals must pay CPP contributions, but there may be alternatives. Whether or not it is worth pursuing them is another story. Opting out of CPP If you are under age 65, you must contribute to the CPP if you earn a salary or self-employment income. Once you are 65, until age 70, you can elect to stop CPP contributions.  If you are…

North Korea’s Kim oversees cruise missile launch from new naval destroyer