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    Home»Money Guides»October child tax benefit coming soon
    Money Guides

    October child tax benefit coming soon

    Robert JessiBy Robert Jessi14 October 2026No Comments5 Mins Read
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    The CCB is a tax-free monthly payment to help parents manage the cost of raising children. Each July, the Canada Revenue Agency (CRA) recalculates how much eligible Canadian families will receive in CCB payments. This is based on your adjusted family net income from the previous year (for the 2026–2027 benefit year, that’s 2025).

    In July 2026, with the new benefit year kicking in, the CCB was adjusted to inflation and grew by 2%, based on Consumer Price Index (CPI) data.

    Usually, your CCB payment is issued around the same dates: it will go out on the 20th day of each month, unless a weekend or stat holiday falls on that day.

    What are the CCB payment dates for 2026?

    • January 20, 2026
    • February 20, 2026
    • March 20, 2026
    • April 20, 2026
    • May 20, 2026
    • June 19, 2026
    • July 20, 2026
    • August 20, 2026
    • September 18, 2026
    • October 20, 2026
    • November 20, 2026
    • December 11, 2026

    If you don’t receive a payment on the dates above, wait five business days before you contact the CRA for assistance, according to its website. But do follow up: “A parent who may have been entitled to the CCB but was not registered may still be in luck,” says Jason Heath, Certified Financial Planner at Objective Financial Partners Inc. in Toronto, and MoneySense columnist. “You can request retroactive payment of the benefit going back up to 10 years.”

    What is the Canada Child Benefit?

    The Canada Child Benefit is a non-taxable monthly payment the CRA sends to eligible families with kids under age 18. It’s intended to help low-income and middle-income families cover child-rearing expenses. The CCB was introduced in 2016, and it has been indexed to inflation since 2018. 

    CCB payments may include the Child Disability Benefit (CDB), and some provinces and territories offer additional assistance (for example, the Ontario Child Benefit, or OCB). 

    “The Canada Child Benefit is meant to indirectly help cover the costs of raising a family for parents whose incomes are below the applicable thresholds, The more kids you have, the higher your benefit entitlement, and the higher the income means-testing limit will be for you. Best of all, it is a tax-free benefit, so you do not report the income on your tax return.” —Jason Heath, Certified Financial Planner

    How much is the CCB?

    For the period of July 2026 to June 2027, the maximum annual benefit per child under age six is $8,157 ($679.75 per month), and the maximum annual benefit for children aged 6 to 17 is $6,883 ($573.58 per month).

    The total amount you’ll get for CCB payments depends on:

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    • The number of eligible children in your care
    • Your children’s ages (kids under age six receive the CCB young child supplement)
    • Your adjusted family net income
    • Whether your children are eligible for the disability tax credit (DTC) (for the period of July 2026 to June 2027, families could receive up to $3,480 ($290 per month) for each child who is eligible for the DTC)

    If your adjusted family net income in 2025 was below $38,237, you will get the maximum amount for each child. Above $38,237, CCB payments gradually decrease with higher adjusted family net incomes. See sample calculations on the CRA website, and use the CRA’s CCB calculator to figure out how much you can receive.

    If you share custody of a child, you get 50% of what you would have received if you had full custody. The payment amount is based on your adjusted family net income.

    Who can apply for the CCB?

    To apply for CCB payments, you must live with and be primarily responsible for the care and upbringing of at least one child under 18. You must also be a resident of Canada for tax purposes. In addition, you or your spouse or common-law partner must be any of the following: 

    • Canadian citizen
    • Permanent resident
    • Protected person
    • Temporary resident who has lived in Canada for the previous 18 months and has a valid permit in the 19th month other than one that states “does not confer status” or “does not confer temporary resident status”
    • Individual who is registered, or entitled to be registered, under the Indian Act

    Read more: Eligibility for the CCB

    There were changes to the CCB in 2025

    There was one major change to the Canada Child Benefit in 2025. Previously, if a family were receiving the Canada Child Benefit and the child died, the CCB recipient (parent or guardian) would stop receiving the benefit the following month. 

    As of January 2025, CCB payments (as well as the Child Disability Benefit, or CDB) will continue for six months after the child’s death, if the recipient still qualifies. The additional payments’s purpose is to provide financial support and help cover the costs of a funeral.

    Editor’s note: This article was originally published in January 2026. It has since been updated.

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    About Thomas Kent


    About Thomas Kent

    Thomas Kent is a reporter and author, specializing in personal finance and insurance. With nearly a decade of experience in digital media and financial writing, Thomas has produced high-quality content for leading Canadian finance brands and reported on complex insurance topics with clarity.

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